Spotcap empowers small business owners with unsecured finance, allowing them to focus on what really matters - their business. Our new approach brings added flexibility and transparency to business lending, offering New Zealand businesses loans from $10,000 to $250,000 for up to 12 months. Put a Spotcap loan to work in your business today and start seizing new opportunities.
Spotcap + Xero
It’s never been easier to apply for a business loan. Complete a application in as little as five minutes by simply connecting your Xero data with Spotcap and completing some basic questions online. Once your application has been submitted, we’ll get back to you with a decision within one business day.
Getting started is simple, follow these 3 easy steps:
1. Create an account: Provide us with some basic business and personal information.
2. Complete application: Link up your Xero and bank account data to Spotcap to complete your application.
3. Loan offer: Once your application is completed, we’ll get back to you with a decision within one business day.