1. Discover
  2. Financial services


Financing opportunities for Australian and New Zealand SMEs. Use our tailored finance to help you focus on what really matters, your business.

Spotcap empowers small business owners with unsecured finance, allowing them to focus on what really matters - their business. Our new approach brings added flexibility and transparency to business lending, offering New Zealand businesses loans from $10,000 to $250,000 for up to 12 months. Put a Spotcap loan to work in your business today and start seizing new opportunities.

Explore all features of Spotcap

Spotcap + Xero

It’s never been easier to apply for a business loan. Complete a application in as little as five minutes by simply connecting your Xero data with Spotcap and completing some basic questions online. Once your application has been submitted, we’ll get back to you with a decision within one business day.

spotcap logo image
Get this app
Made by Spotcap
Added in 2017


Australia, New Zealand




Setup walkthroughIntegration walkthroughsupport@spotcap.co.nz


0800 444 540


Although Xero reviews each app in our App Marketplace, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.