You’re on the Australia site
  1. Home
  2. Financial services


5 out of 5 stars
Unlock the funds in your invoices with Waddle. Flexible finance that grows with your business. Waddle connects with Xero to make managing cash flow easy.


Don't wait 30 or more days for the money you're owed. Get fast funds from your unpaid invoices with Waddle, a cash flow platform combining innovative tech with the fairest rates and most flexible terms.

Getting started is easy. The Waddle dashboard seamlessly connects with your Xero account and generates a finance offer within seconds.

Once approved, you'll have access to an instant line of credit based on your invoices. It is adjusted in real-time as more invoices are raised and paid within Xero.

With Waddle, you're in control. Choose the customers to borrow against, access funds only when you need to and only pay when you do. And thanks to the Xero integration, bookkeeping is a breeze with no invoices to upload and instant reconciliations.

It’s also fully confidential, so your important client relationships stay with you. Waddle saves you time allowing you to focus on running your business.

Explore all features of Waddle

Waddle + Xero

Waddle integrates seamlessly with Xero. Simply connect your Xero account with Waddle via the Waddle website, and you'll receive an obligation-free offer in just a few clicks.

Reviews & ratings

5.0 out of 5 stars
17 Reviews
5 star(100%)
4 star(0%)
3 star(0%)
2 star(0%)
1 star(0%)
Shaun Cheng
5 out of 5 stars
The Waddle facility and solution was great and very easy to use. The integration with Xero was seamless and up to date. The team especially Kent and Simon was very helpful and responsive. We never had issues with drawing down funds, and if there ever was a problem, Waddle was ready and easily on hand to settle the concerns. Whilst we are no longer with Waddle (due to our internal reasons), i recommend Waddle to any business who are after a hassle free, integrated solution. The Waddle team are also very commercial and are generally interested in helping your business.
Jon Fitzgerald
5 out of 5 stars
We have used Waddle for 24 Months, all I can say is the team at Waddle have all been outstanding, their rates, fees and charges cannot be beaten. We moved from Bank overdraft to Waddle and saved over $20,000.00 in interest and fees. I would highly recommend Waddle to any company needing cash flow finance. Thank you to Kent and the team at Waddle for a pleasurable two years of business.
David Wearne
5 out of 5 stars
Highly recommended form of debtor finance with an innovative platform - their team are very approachable and realistic

Additional info

App details

Added in 2016






Setup walkthroughIntegration walkthrough




Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.