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Zero hassle with Xero. Turn unpaid invoices into fast funds. Access up to $2m. There's no lock-in contract. Use the funds to help your business thrive.


Thornmoney helps you get cash straight to your bank account by accessing the funds that your customers owe you from day 1, rather than having to wait to get paid. You can use this increased cashflow for all types of business expenses – more staff, more stock, paying the rent and more. You retain complete control, choose which customers to include and save time on audits and reconciliations. It's simple, quick and easy to get going.

Thornmoney is designed for Australian businesses who are invoicing other businesses for goods and services provided.

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thornmoney + Xero

Thornmoney integrates really easily with Xero. Just click Apply now on the website, and you'll receive a quote in a few clicks

Reviews & ratings

3 Reviews
5 star
4 star
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1 star
Daniel Pierce

Client's choice

Clients are already reccomending this app based on it's ease of use and versatility.
Frances Quaglia

Highly recommended and easy to use

The installation process was simple and done in no time at all. The system is so easy to navigate and use and funding is immediate. Highly recommended.
Andrew Welstead

Surprisingly fast & easy to use

I installed the app and after running through the setup I was able to use my invoices as collateral to receive finance. I was surprised at how quick the money arrived after I was approved. Pretty great.
Additional info

App details

Added in 2021
Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.