Overview
Prospa has helped more than 27,000 Aussie small businesses with funds to seize opportunities or to support cash flow. Now more than ever, Prospa is here to support the small business community.
Choice
Get a fast decision on amounts of up to $300,000 with funding possible in 24 hours.
Support
Have a chat to Prospa’s Business Lending Specialists – they’ll help you find a solution that could suit your cash flow needs.
Confidence
Prospa is proud to offer small business funding solutions as part of the Government's Coronavirus SME Guarantee Scheme.

Prospa + Xero
Michael's painting and decorating business has been in the family since 1890. When the business was left unpaid for a number of jobs, Prospa’s fast, simple application process ensured Michael could manage cashflow and keep Bakers & Co growing. Find out how Michael worked with his accountant to access business funding from Prospa. His experience with Prospa and the support he received gave him the ability to manage his cash flow constraints and retain staff.
Getting started
Apply now, and get the funds you need fast:
1. Fill in the quick online application here:
https://xero.prospa.com/getStarted
2. We’ll call you right back to complete the application over the phone in
minutes
3. Receive a decision in hours
The funds could be on their way to you in as little as 24 hours.