Sometimes you just need to know what’s in the bank for the next month. Other times, you want to plan for the next 12 months and beyond. Whatever your needs, there are apps to help.

Here are some popular options:

• Fathom, Syft and Calxa are powerful apps for granular insights and actionable data. With forecasting, analysis, and reporting functionality you can get into the nitty gritty of your business performance. These tools also allow you to consolidate multiple Xero entities to see cash flow forecasts and reports at a group level. While the reports are generally similar, the flexibility and visualisations can vary so it’s a good idea to make use of the free trial to see what works best for you.