1 out of 5 stars
    Australia’s #1 online lender to small business.


    Prospa has helped more than 27,000 Aussie small businesses with funds to seize opportunities or to support cash flow. Now more than ever, Prospa is here to support the small business community.


    Get a fast decision on amounts of up to $300,000 with funding possible in 24 hours.


    Have a chat to Prospa’s Business Lending Specialists – they’ll help you find a solution that could suit your cash flow needs.


    Prospa is proud to offer small business funding solutions as part of the Government's Coronavirus SME Guarantee Scheme.

    Explore all features of Prospa
    Play Video
    , opens in a dialog

    Prospa + Xero

    Michael's painting and decorating business has been in the family since 1890. When the business was left unpaid for a number of jobs, Prospa’s fast, simple application process ensured Michael could manage cashflow and keep Bakers & Co growing. Find out how Michael worked with his accountant to access business funding from Prospa. His experience with Prospa and the support he received gave him the ability to manage his cash flow constraints and retain staff.

    Reviews & ratings

    1.0 out of 5 stars
    1 Reviews
    5 star(0%)
    4 star(0%)
    3 star(0%)
    2 star(0%)
    1 star(100%)
    Andrew Drake
    1 out of 5 stars
    This isn't really an integration, they don't even have an online account login. I really don't think Xero should be advertising Prospa as an "app". Everything is over the phone and there is no integration with Xero at all. Interest rates are very high, last resort finance only or when you have left it too late and need some cash fast.
    Additional info

    App details

    Added in 2017






    Setup walkthrough


    1300 975 415


    Although Xero reviews each app in the Xero App Store, we can’t give any guarantees. It’s up to you to assess the performance, quality and suitability of any app before going ahead.